First Home Savings Account Contribution Room Calculator
Calculate your FHSA contribution room for 2026. See how room accumulates year-over-year, track your $40,000 lifetime limit, and find your participation deadline.
Your Information
All calculations are done entirely in your browser.
FHSAs became available in Canada in 2023. Your opening date drives the 15-year participation clock and carry-forward calculations.
Include all contributions across all FHSA accounts, from the day you opened until today. Lifetime maximum is $40,000.
Note: This calculator simulates FHSA room accumulation from your opening date. Unused room from one year carries forward into the next (up to $8,000 carry-forward). Carry-forward only becomes available after the first full year the account is open. The lifetime limit is $40,000.
Enter your details on the left to generate your official Statement of Contribution Room.
Explore Related Calculators